Julie HoweCertified Residential Appraiser
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Market file · Kalkaska County, Michigan

Kalkaska home appraisals

Kalkaska Township

Kalkaska is the county seat and the only incorporated municipality in Kalkaska County, with 2,132 people in the village and 2,895 in the township (2020 census). Zillow's average home value was $213,140 in September 2026, down 0.7% year over year. Values run well below the bay and lake towns nearby.

$213,140Zillow average home value, Kalkaska, September 2026, down 0.7% year over year
$188,900Kalkaska County median owner occupied value, 2020 to 2024 ACS (Census QuickFacts)
2,132Village population, 2020 census (Wikipedia)
29.7 minMean travel time to work, Kalkaska County, 2020 to 2024 ACS (Census QuickFacts)

Lowest county median of the five

Zillow's average home value for Kalkaska was $213,140 on September 30, 2026, down 0.7% year over year. The Census Bureau's 2020 to 2024 ACS median owner occupied value for Kalkaska County was $188,900, lower than Benzie ($285,700) or Antrim ($255,500). The 2018 village master plan cited a 2015 ACS median of $77,300 for the village, a figure now a decade old.

Acreage, condition and commute set prices here. Water covers about 1% of the township.

An inland market built on oil, gas and forest

This is an inland market. The North Branch of the Boardman River runs through the south side of the village, and Pere Marquette State Forest borders it. Water is about 1% of the township's 71 square miles. Oil and gas discoveries in the 1970s drove growth, and the industry still matters locally. US 131, M-66 and M-72 cross the township, and the county's mean commute is 29.7 minutes. Kalkaska Public Schools keeps its elementary, middle and high school inside village limits.

Areas, lakes and neighborhoods in this file
  • Village of Kalkaska
  • Downtown Kalkaska and Railroad Square
  • Sandy Pines
  • North Branch Boardman River
  • Former Wilson Township (western half)
  • Pere Marquette State Forest edge
  • US 131 corridor
  • M-72 corridor
  • Rapid City
  • South Boardman
  • Leetsville
  • Spencer
  • Sigma
  • Houseman
  • Barker Creek
  • Darragh
  • Bear Lake (Kalkaska County)
  • Manistee Lake (Kalkaska County)

Landmarks around Kalkaska

Common questions

Can I use an FHA loan in Kalkaska?
The 2026 FHA one unit limit for Kalkaska County is $541,287, per LendingTree. With Zillow's September 2026 average at $213,140, a typical home falls well under it. FHA loans need an FHA appraisal, which checks minimum property standards for safety, soundness and security on top of market value.
How does the oil and gas industry affect Kalkaska property?
Oil and natural gas discoveries in the 1970s drove Kalkaska's growth, and the industry is still important locally, per Wikipedia. For an appraisal, the practical questions are whether a parcel has wells, pipelines or leases on it and whether mineral rights convey with the sale. The appraiser notes what the site and the documents provided show.
Appraisal RequestKalkaska