Julie HoweCertified Residential Appraiser
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Market file · Charlevoix County, Michigan

Beaver Island home appraisals

St. James and Peaine townships

Everything that reaches Beaver Island comes by a two hour ferry or a 15 minute flight from Charlevoix, 32 miles away. Zillow's typical value for ZIP 49782 was $364,157 in August 2026, up 4.9% in a year. The island had 616 residents in 2020, split between St. James and Peaine townships.

$364,157Zillow typical home value, ZIP 49782, August 2026 (via ClosingIQ)
$391,200Median value, owner occupied homes, Peaine Township, ACS 2020 to 2024
616Island population, 2020 census (Wikipedia)
$220Round trip ferry fare for a standard vehicle (Beaver Island Boat Company, 2026)

The boat schedule is part of the value

The Beaver Island Boat Company sails daily from May through September, cuts back from October to mid December and stops January through March. Vehicle space is limited and reservations are required. A standard vehicle costs $110 each way and an adult $33.50. Island Airways flies to Welke Airport near St. James, and Fresh Air Aviation to Beaver Island Airport. Building materials cross the same water.

No ferry runs January through March. The island school enrolled 50 students in 2024 to 2025.

Two townships, very different land

St. James Township covers about 6% of the island's land and holds most of its people, mainly in the harbor village of St. James at the north end. Peaine Township has the other 94%, including large tracts of the Beaver Islands State Wildlife Research Area. Owners in Peaine put their median home value at $391,200 in the 2020 to 2024 survey. Parcel numbers starting with 15 012 are Peaine, and those starting with 15 013 are St. James.

Areas, lakes and neighborhoods in this file
  • St. James
  • St. James Harbor
  • St. James Township
  • Peaine Township
  • Welke Airport area
  • Beaver Islands State Wildlife Research Area
  • Garden Island
  • High Island
  • Hog Island
  • Nomad

Landmarks around Beaver Island

Common questions

How do I get a building permit on Beaver Island?
Start with the Beaver Island Zoning Administrator. Charlevoix County's Building Safety Department will not issue a building permit without an approved zoning permit. Wells and septic systems go through the Health Department of Northwest Michigan, and work within 500 feet of water needs a county soil erosion permit, according to Peaine Township's building guide.
Is there a school on Beaver Island?
Yes. Beaver Island Community School on Kings Highway teaches prekindergarten through grade 12 and enrolled 50 students in the 2024 to 2025 school year. From January through March, when the ferry does not run, travel between the island and Charlevoix depends on the two air services.
Appraisal RequestBeaver Island