Market file · Charlevoix County, Michigan

Horton Bay home appraisals

Bay Township

Bay Township occupies the land between Lake Charlevoix and Walloon Lake, and owners there estimated a median value of $368,000 in the Census survey for 2020 to 2024. Horton Bay, its census place of 485 people, lies on Lake Charlevoix's northeast shore. Ernest Hemingway married there in 1921.

$368,000Median value, owner occupied homes, Bay Township, ACS 2020 to 2024

485Horton Bay population, 2020 census (Wikipedia)

1,142Bay Township population, 2020 census (Wikipedia)

$80,833Median household income, Bay Township, ACS 2020 to 2024

Water on both sides of the township

Bay Township has Lake Charlevoix, at 17,200 acres, on one side and Walloon Lake, at 4,270 acres, on the other. The Walloon Lake Association counts Bay among the five townships on that lake. In the Walloon Lake ZIP, 49796, Zillow's typical value passed $1 million in August 2026. A Walloon frontage sale and a Lake Charlevoix frontage sale should not be mixed in one grid without support.

Hemingway married in Horton Bay in 1921. Its general store is on the National Register.

A Hemingway hamlet on the National Register

Hemingway camped and fished around Horton Bay, set several Nick Adams stories here and married in the community in 1921. The Horton Bay General Store is among the area's properties on the National Register of Historic Places. The settlement started on what was then called Pine Lake. Zenith Heights, an unincorporated community, is the township's other named place. With 485 residents, the hamlet produces a small pool of sales.

Areas, lakes and neighborhoods in this file

Horton Bay
Zenith Heights
Bay Township
Lake Charlevoix northeast shore
Walloon Lake shore in Bay Township
Horton Bay Road (C-71)

Landmarks around Horton Bay

Red Fox InnNational Register of Historic Places
Walloon LakeInland lake
Young State ParkState park

Common questions

Is Horton Bay on Lake Charlevoix or Walloon Lake?

Horton Bay is on the northeast shore of Lake Charlevoix, which was called Pine Lake when the community began. Walloon Lake lies across the township, and Bay Township reaches both. A Horton Bay address does not by itself mean frontage on either, so the deed and survey decide which water a parcel touches, if any.

How does Bay Township compare with the county on value?

Owners in Bay Township put their median home value at $368,000 in the Census survey for 2020 to 2024, against $276,800 for Charlevoix County as a whole. Median household income was $80,833, compared with $76,531 countywide. The township figure carries a margin of error of about $33,000, so treat it as a range.