Julie HoweCertified Residential Appraiser
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Market file · Charlevoix County, Michigan

Charlevoix home appraisals

Charlevoix sits on an isthmus between Lake Michigan and Lake Charlevoix, and few of its 2.05 square miles are far from either. Zillow's typical city value was $425,540 at the end of 2025, with a median list price of $537,950. Census day 2020 found 41.7% of the city's 2,148 housing units vacant.

$425,540Zillow typical home value, city of Charlevoix, December 2025
$331,500Median value, owner occupied homes, ACS 2020 to 2024 (Census Reporter)
2,348Population, 2020 census (Wikipedia)
31Structures Earl Young built in Charlevoix, 1918 to 1973 (Wikipedia)

Stone houses that defy a normal comp grid

Earl Young was never a registered architect, yet he built 31 structures in Charlevoix over 52 years, many from local boulders. They cluster along Park Avenue, on land facing Round Lake, and in Boulder Park, the Lake Michigan tract he split into 85 lots in 1924, only three of them rectangular. Boulder Park lies in Charlevoix Township, outside the city. Close matches are rare, and the report has to show how an unusual house was compared.

Round Lake has been called the best natural harbor on Lake Michigan.

Summer clubs and a capped rental market

The Belvedere Club and the Chicago Club, the second formed in 1880 by members of a Chicago church, helped shape the city as a resort. Rental income is its own question. The city caps short term rentals in each residential zone and keeps a waiting list once a zone fills, with a $300 annual license. Charlevoix Township, which surrounds the city in two pieces, licenses rentals separately at $150 per bedroom. A buyer counting on rental income should ask the zoning office how a license is handled at sale.

Areas, lakes and neighborhoods in this file
  • Belvedere Club
  • Chicago Club
  • Park Avenue
  • Boulder Park
  • Round Lake
  • Bridge Street downtown
  • Pine Point
  • Oyster Bay
  • Charlevoix Country Club area
  • Charlevoix Township
  • Norwood Township
  • Norwood
  • Fisherman's Island State Park

Landmarks around Charlevoix

Common questions

Can I rent a house in the city of Charlevoix by the week?
Possibly. The city caps short term rentals in each residential zone, and once a zone is full new applicants join a waiting list with a $50 deposit. The annual license is $300, or $150 for registration without inspection. Charlevoix Township, which wraps around the city, runs its own license. Confirm which government a parcel falls under before assuming rental income.
Are the homes near Fisherman's Island State Park in the city?
No. The park covers 2,678 acres with six miles of Lake Michigan shoreline southwest of the city, split between Charlevoix and Norwood townships. Homes along that stretch fall under township zoning and rental rules. Norwood, a Lake Michigan community of 144 people in 2020, lies farther south in Norwood Township on the same shore.
Appraisal RequestCharlevoix