Market file · Charlevoix County, Michigan

Boyne City home appraisals

Boyne City's biggest asset is the east end of Lake Charlevoix, where the Boyne River enters the main basin. In ZIP 49712, Zillow's typical value was $428,823 in August 2026, while its top tier value was $988,609. Inside city limits, owners put their median at $249,000 in the Census survey for 2020 to 2024.

$428,823Zillow typical home value, ZIP 49712, August 2026 (via ClosingIQ)

$249,000Median value, owner occupied homes, city, ACS 2020 to 2024 (Census Reporter)

3,816Population, 2020 census (Wikipedia)

130Yearly rental licenses allowed in the single family district, voted February 2026

A city price and a lake price

The 49712 ZIP reaches past city limits into the townships around town, and the spread inside it is wide. Zillow's August 2026 bottom tier value was $268,322 and its top tier $988,609. Two bedroom homes ran near $297,921 and four bedroom homes near $598,067. A house on a standard lot in town and a house on the lake can share a ZIP and still belong to different markets.

Lake Charlevoix covers 17,200 acres. Boyne City holds its eastern tip.

Rental licenses got scarcer in 2026

On February 10, 2026, the Boyne City Commission voted 4 to 1 to lower its short term rental cap to 130 licenses a year in the single family district, the Petoskey News-Review reported. That rule stops at the city line. Evangeline Township to the north, home to the 563 acre Young State Park on Lake Charlevoix, and Wilson Township to the south write their own zoning. A rental history on one side of the line says little about what is allowed on the other.

Areas, lakes and neighborhoods in this file

Boyne City Central Historic District
Lake Street and Water Street
Boyne River
Lake Charlevoix east shore
Evangeline Township
Young State Park
Wilson Township
East Jordan to Boyne City Road (C-48)
Advance

Landmarks around Boyne City

Boyne City Central Historic DistrictHistoric district
Young State ParkState park
Boyne RiverRiver
Wolverine HotelNational Register of Historic Places
Lake CharlevoixInland lake

Common questions

Which school district serves homes outside Boyne City?

Boyne City Public Schools reaches well beyond the city. It serves Evangeline Township, the northeastern part of Wilson Township and the southeast corner of Hayes Township. East Jordan Public Schools covers the southwest of Wilson Township. Two rural homes a short drive apart can sit in different districts, and the district belongs on any comp search.

Is Boyne Mountain in Boyne City?

It is not. Boyne Mountain Resort sits in Boyne Valley Township just southeast of the village of Boyne Falls, a separate community east of the city. The resort has 60 runs and a 433 foot vertical drop. Buyers looking for ski access should read the Boyne Falls file, which covers that market and the townships east of it.